VISA Debit Card

You can use a VISA Debit Card to withdraw funds from your linked Current Account, obtain cash advances and pay for goods and services at retail outlets or pay for bills over the phone.

Your card is accepted at any facility in Australia or overseas displaying the VISA logo - financial institutions, ATMs, retail or service outlets, and the nation-wide EFTPOS network.

Benefits for cardholders include:

• Detailed monthly statements to help you when budgeting
• On-call finance with no annual card fee
• More than 12 million outlets accepting VISA worldwide
• Overdraft with access - rates from 10.99%pa

VISA card holders also have access to value-added VISA web services. VISA Preferred Seating is your ticket to theatre, concert and sporting events Australia-wide, while VISA Best Buys is the site to visit for excellent deals and objective advice on computers, sporting equipment, home appliances and outdoor goods.

Online Shopping

Verified by VISA gives you the peace of mind of knowing that no-one but you can use your QTCU VISA card online.

A Practical Card for Everyday Use

For greater convenience many of our members link a VISA Debit Card to their everyday Current Account, which provides access to their savings when purchasing goods or withdrawing funds.

Overdraft Options

You can also apply for an overdraft on your Current Account to increase the amount of funds available. Use your linked VISA to access these funds anywhere in the world.

Alternatively, you can link your VISA Debit Card to a special savings account with an overdraft facility, which is separate to other accounts. This account is specifically for VISA transactions and allows you to keep track of your VISA activities. Choose to operate the facility as a savings account, with or without a credit limit. In fact, we even pay you interest on your money.

Interest and Minimum Repayments

Interest is charged only when you use your credit or overdraft limit. The minimum monthly repayment on the special savings account is 5% of the balance or $20. With the Current Account however, you need only pay the interest charged for each month.

Lost, Stolen or misused Cards or Codes

To report the loss, theft or unauthorised use of your VISA Card or Redicard call the lost and stolen cards hotline on 1800 224 004, 24 hours a day, everyday. Please contact QTCU direct on 13 29 30 from 8.30am to 7.00pm weekdays to report the loss, theft or unauthorised use as well. Overseas travellers can find their local card hotline by visiting the VISA website.

Apply for a VISA Debit Card

Any member who is at least 18 years of age can apply for a QTCU VISA Debit Card. Simply see a branch, phone 13 29 30, or click the button below.