Edvest Investment Accounts
Edvest* is an investment service exclusively for over 50s, offering benefits in addition to the many existing QTCU services.
Redifund Cash Management Account*
Minimum balance of $5,000 with total deposit at call. Interest calculated on daily balance, paid quarterly directly to your Current Account or compounded with balance.
Term Deposits†
We also offer two special investment accounts for Edvest members only - Regular Income and Deferred Interest Term Deposits.
Pensioner Deeming Savings Account*
For members receiving an eligible pension, this account enables you to maximise your interest earnings, in line with Government deeming rates, while keeping your funds at call. Interest calculated daily on a stepped basis and paid quarterly.
Edvest Members also receive:
Financial Planning** and free seminars
Receive a free initial consultation to plan your personal portfolio. Our Financial Planners provide unbiased, professional advice to make the most of your savings and investments. Attend free investment seminars held regularly throughout Queensland.
Travel savings and discounts
Enjoy special offers for Australian and overseas travel with Diploma, the Credit Union's award-winning agency. Book through Diploma Travel to receive 10% discount off departure tax from Australia and 10% discount on travel insurance.
Savings on insurance***
Edvest members receive discounts on insurance policies through QTCU. Your insurance premium for any motor vehicle, pleasure craft, home and contents, and personal property will be even less than the special rate for existing Credit Union members. Choose to pay annually or by the month. Payments can be deducted automatically from your Current Account*.
Free document storage
Utilise exclusive security-document storage at QTCU head office, Fortitude Valley, Brisbane.
If we haven't answered all your questions on this website, please contact us so one of our friendly consultants can help you out.
Simply call us on 13 29 30 between 8.30am-7.00pm Monday to Friday, pop into one of our branches, or take an easy next step by completing a quick form and have us call you back.
*A Product Disclosure Statement (PDS) is available for this product and you should read the PDS before making any decisions about the product. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.
†If you require access to funds during the agreed term of the deposit a 7 day notice period may apply.
**QTCU Financial Planning Pty Ltd ABN 35 116 361 650 is a Corporate Authorised Representative (ASIC No. 293929) of Outlook Financial Solutions Pty Ltd, ABN 40 083 233 925, AFSL 240959, 70 - 76 Yarra Street Heidelberg VIC 3084.
***Terms and Conditions apply. Insurance policies are issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance. A Product Disclosure Statement (PDS) is available for this product and you should read the Product Disclosure Statement before making any decisions about this insurance product. For further information visit your local branch or contact us on 13 29 30. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.
